Debt Negotiation

Debt Negotiation is the process of Negotiate your Unsecured Debts to a lower value. For example, if you have $100,000 in credit cards and personal loans we may reduce the total debt by 35-60% of it original value (ie $100k down to $65000).

  •  How much can we reduce your repayments by? We consistently achieve outstanding results with a combination of debt negotiation and debt consolidation. The best way to get an idea of the benefits is to use our debt consolidation mortgage calculator to input your figures. The calculator will give you an idea of the savings offered by a debt consolidation loan, however contact us for a true assessment as there are too many variables involved to include them in any calculator. Our most recent client is expecting to save $1715 each month.iStock_000010976768XSmall
  •  How does negotiation impact my credit rating? If you already have credit defaults then you will already have issues obtaining finance, but your credit file will not be additionally impacted because of the negotiations. If you have clean credit then it will stay clean. However, you won’t be able to apply for loans with the lenders we have negotiated with for approximately 5 years (depending on each lenders policy on this matter)
  •  What’s the catch? The catch is that you need to have the funds available to pay the negotiated amounts. This can be obtained either as a gift from friends or family, redraw from your home loan, or we can refinance your mortgage and obtain additional funds to pay the negotiated amounts.
  •  Debt Collectors and lenders are experts in Debt and Loan recovery. Quite often using high pressure techniques to recover outstanding debt. We can take the pressure off by being your representative and negotiating with your creditors. We aim for a reduction between 30%- 60% of your current debt.

Loan Saver Network, will look at your individual situation and provide clear advice, guidance and assistance to help you move forward and where possible obtain the funds you need to get your life back on track. Submit an enquiry below and we’ll get to work. What have you got to lose? The longer you wait the more money you’re losing.

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