Debt Consolidation Home Loan, Bad Credit Loans, Bad Credit Home Loan, Bad Credit Mortgages

Debt Consolidation

If you have equity in your own home or property but have minor or major credit impairment, you have fallen into arrears with your mortgage or you have unpaid credit defaults, Debt Consolidation may be a solution to help you. Debt Consolidation or a Debt Consolidation Loan may be an effective way to reduce your outgoing committments.

  • Loans available up 90% LVR with Clean credit.
  • Loans available up to 85% LVR with Credit Impairement.
  • We employ debt negotiation to reduce LVR requirements, this way more debt can fit into your available equity.
  • Low Doc and Full Doc options available.
  • Loans available up to $1,500,000.

Benefits of a Debt Consolidation Home Loan

You may qualify for a Debt Consolidation Home Loan. The benefits include, but are not limited to the following:
  • Combine all of your debts into one lower managable repayment.
  • Pay out the creditors chasing you with a Debt Consolidation Home Loan.
  • Start repairing your credit rating or improve your bad credit.
  • Dramatically reduce the interest you are currently paying.
  • Repay Mortgage Arrears and prevent further legal action and costs.
Please see our debt consolidation calculator to calculate the possible benefits from a debt consolidation loan. Please note: the debt consolidation calculator also gives an estimate of how long it will take to pay off your mortgage if you continue making the intial repayments across all of your debts, onto the new mortgage. This is the best way to recover equity in the shortest practical time. See information on Debt Negotiation which we also employ to save you additional money and equity from debt consolidation.

You may apply for a Debt Consolidation Loan by either self-certification (Low Doc or Non-Conforming) or a fully verified (Non Conforming) Loan.

For more information see Debt Consolidation- Example and other articles in our Mortgage Blog.

Loan Saver Network, will look at your individual situation and provide clear advice, guidance and assistance to help you move forward and where possible obtain the funds you need to get your life back on track.